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Best Credit Card for Rewards: American Express® Gold Card

There are many different types of travel reward cards. Airline reward cards give the opportunity to fly for free or for a reduced price, making your vacation or business trip more affordable. Dining Reward cards help with the cost of restaurant meals, a major expense when traveling. Cashback cards give you a percentage back on all of your purchases, while gas rewards cards pay you to make purchases at the gas station. Hotel reward card purchases earn you points that can be redeemed for free or discounted nights and other hotel expenses.

One card I personally use and really enjoy is the American Express® Gold Card. When building your arsenal of reward cards to make the expense of traveling manageable, this card should be front and center.

Amex gold
Amex Gold

The American Express® Gold Card offers four Membership Rewards points per $1 spent on purchases at restaurants worldwide, four points per $1 spent on purchases at U.S. supermarkets (on up to $25,000 per year, then one point), three points per $1 spent on flights booked directly with airlines and AmexTravel.com, and one point per $1 spent on everything else. When you add in restaurant and travel credits, this card packs plenty of value into a card that is ideal for frequent diners and travelers. 

In addition to the standard four points per $1 at restaurants worldwide, you’ll get a $100 annual credit on airline incidental fees at one qualifying airline (things like checked bags, seat upgrades, and in-flight purchases) and a $10 monthly statement credit toward restaurant purchases (worth up to $120 per year) at participating restaurants. To receive the credit, cardholders must enroll. These credits alone — for services you might use even without the card — nearly cover the $250 annual fee.

This premium American Express card is also packed with travel and purchase protection, and it includes a variety of useful perks like concert presale offers and exclusive events. In addition, it supports contactless payment on purchases of up to $30 and also has no foreign transaction fee.