There are many different types of travel reward cards. Airline reward cards give the opportunity to fly for free or for a reduced price, making your vacation or business trip more affordable. Dining Reward cards help with the cost of restaurant meals, a major expense when traveling. Cashback cards give you a percentage back on all of your purchases, while gas rewards cards pay you to make purchases at the gas station. Hotel reward card purchases earn you points that can be redeemed for free or discounted nights and other hotel expenses.
If you are looking for a card that gives you a lot of points for every dollar spent, you can't beat 10 for every $1 with the IHG Rewards Club Premier Credit Card.
10 IHG Rewards Points Per $1 Spent at Intercontinental Hotels; 2 Points Per $1 on Gas, Groceries & Restaurants
The information related to the IHG Rewards Premier Credit Card has been collected by Money Crashers and has not been reviewed or provided by the issuer of this card.
The IHG Rewards Club Premier Credit Card earns you 10 IHG Rewards points per $1 spent at Intercontinental Hotel Group hotels, which includes properties such as Staybridge Suites and Holiday Inn. You also earn 2 points per $1 spent at gas stations, grocery stores, and restaurants, and 1 point per $1 spent everywhere else. There aren’t any spending caps or restrictions. The card does have an $89 annual fee, though.
The IHG Rewards Club Premier Credit Card also has a nice sign-up bonus that totals 120,000 bonus points plus a $50 statement credit on $5,000 in eligible spending within the first 6 months.
You can redeem points for hotel stays at select Intercontinental properties, including most Holiday Inn and Holiday Inn Express locations. Redemption minimums vary by property brand and redemption date, but typically start at 10,000 points per night and range up to 60,000 points per night.
- Sign-up Bonus. For a limited time, this card has a generous three-part sign-up bonus. First, earn 80,000 bonus IHG Rewards points when you spend at least $2,000 in eligible purchases within 3 months of account opening. Second, earn 40,000 additional bonus points when you spend at least $3,000 more in eligible spending within 6 months of account opening (for a total required spend of $5,000 within 6 months). Finally, you’ll earn a $50 statement credit after your first purchase.
- Hotel Rewards. You earn 10 IHG Rewards points per $1 spent at Intercontinental Hotel Group hotels, such as Holiday Inn and Staybridge Suites. You also earn 2 points per $1 spent at grocery stores, restaurants, and gas stations, plus 1 point per $1 spent everywhere else.
- Redemption. You can redeem your IHG Rewards points for free hotel rooms and upgrades, with no blackout dates. You can also transfer to frequent flyer programs with several dozen major airlines, including Delta and Singapore Airlines, typically at a ratio of 5 IHG Rewards points to 1 frequent flyer mile. Per-night hotel redemption requirements range from 10,000 to 60,000 points, depending on the property brand and quality level. The amount of points required for redemption doesn’t always correspond to a hotel’s nightly rates – for instance, the Crowne Plaza Denver’s standard midweek rooms start at $161 or 30,000 points per night, while the nearby Holiday Inn Express Denver Downtown’s standard midweek rooms start at $198 or 20,000 points per night, which is a much better deal. Hotels in popular areas tend to require more points – for example, the Intercontinental: New York Times Square costs at least $399 (or 60,000 points) for a midweek single-night stay. You can also combine points and cash – for instance, you can get a free standard room at the Holiday InnExpress Denver Downtown for 10,000 points plus $70, or a free standard room at the Intercontinental: New York Times Square for 50,000 points plus $70. All redemption values are subject to change at IHG’s discretion.
- Preferred Customer Status. Cardholders in good standing automatically qualify for Platinum Elite status. Benefits include a 50% bonus on base IHG Reward point earnings on hotel stays, priority/flexible check-in and check-out, 72-hour guaranteed room availability, and complimentary room upgrades where available.
- Key Fees. The card carries an $89 annual fee. There are no foreign transaction fees. Balance transfers cost the greater of $5 or 5%, and cash advances cost the greater of $10 or 5%. Late payments cost $15 to $37, depending on balance size, and returned payments always cost $37.
- Introductory APR. There is no intro APR.
- Other Perks. You get one free night per year at select IHG hotels for as long as your account remains in good standing. When you spend at least $20,000 in qualifying purchases in a calendar year, you earn 10,000 bonus points.