> Best Travel Reward Cards: Mastercard® Black Card™ | Vacation Mode

Best Travel Reward Cards: Mastercard® Black Card™

Why It's Among the Best Travel Rewards Credit Cards: If a heavy, metal credit card doesn't say "premium," we don't know what does. This card offers you the status of an impressive card design as well as enough perks and features to make that annual fee worth it. In fact, if you're a regular traveler and you use this card regularly, you should have any trouble at all offsetting the fee.

The Bonus: The bonus comes into play when you redeem your points. Instead of being worth the typical $.01 or even 1.5 cents each, your points are worth $.02 each when redeemed for airfare and 1.5 cents each when redeemed for cash back into a U.S. bank account or for a statement credit.

The Annual Fee: $495 The Rewards: Earn at an easy-to-understand rate of one point for every $1 you spend. Then, redeem those points for up to $.02 each if you're redeeming for airfare.

Added Perks: When it comes to luxury travel, it all starts with the airport lounge. With this card, you'll enjoy complimentary access to the Priority Pass Select network of more than 1,200 lounges around the globe, a perk that on its own could completely offset the annual fee if you're someone who would normally purchase an annual pass to the lounge network. Furthermore, you'll enjoy a $100 travel credit annual to offset flight-related charges such as baggage fees and upgrades. You can also take advantage of a $100 reimbursement every five years to cover your Global Entry application fee (TSA Pre✓® status is included in Global Entry). And don't forget the value of the luxury concierge, available to cardholders 24/7 to assist with things like reservations, securing tickets, travel bookings, personal requests, conducting research and more.

Credit Needed: Excellent